Products / Coverages

Yachts

products-yachts

  • Target Market:

    Private pleasure yachts including full time cruisers, liveaboards, custom & semi-custom sportfish, trawlers and long-range cruisers, used for recreational boating and occasional charter.

  • Eligible Risks:

    • Vessels with hull values ranging from $250,000 to $5,000,000.
    • Navigational limits for coastal and inland waters of the United States, Canada, Mexico and the Caribbean.

  • Coverages:

    • Agreed value on hull and machinery
      • Commercial towing & assistance
      • Personal property coverage

    • Coverage for tenders, personal watercraft, additional vessels and miscellaneous watercraft.

    • Protection & indemnity (liability) coverage
          • Medical coverage
          • Uninsured/underinsured and unidentified watercraft coverage

  • Enhance Coverages:

    • Additional Living Expenses (in the event of a breakdown)
    • Charter Reimbursement
    • Loss Dockage Expense
    • Precautionary Haul Out
    • Tournament Entry Fee Reimbursement
    • Loss of Charter Hire
    • Loss of Use
    • Dockside Liability
    • Fine Arts
    • Fishing Gear
    • Marine Environment Damage
    • Newly Acquired Vessels
    • Captain & Crew Coverage
    • Bottom Inspection
    • Galley Supply & Provisions
    • Insured Property on Shore
    • Passport & Essential Documents
    • Trailers
Application

Commercial Vessels

products-lobster

  • Target Market:

    Commercial fishing vessels primarily used for lobstering, scallops, crabbing, dragging, gill netting, rod & reel fishing and occasional six pack charters.

  • Eligible Risks:

    • Vessels with hull values ranging from 30,000 to $2,000,000.
    • Navigational limits for coastal and inland waters of the United States, Canada, and Mexico.

  • Coverages:

    • Agreed value on hull and machinery
      • Commercial towing & assistance
      • Personal property coverage
    • Protection & Indemnity (Liability) Coverage
      • Medical coverage
      • Uninsured/underinsured and unidentified watercraft coverage
    • Builders risk
    • Occasional charter

  • Enhance Coverages:

    • Navigational Electronics
    • Loss of Use
    • Charter Reimbursement
    • Precautionary Haul Out
    • Passport & Essential Documents
    • Trailers
    • Marine Environment Damage
    • Captain & Crew Coverage
    • Pollution Buy Back
Application

Charter Boats

products-charter

  • Target Market:

    Professionally captained vessels operating commercially as six pack charters, USGC inspected vessels and fishing guides carrying passengers for hire.

  • Eligible Risks:

    • Vessels with hull values ranging from 30,000 to $2,000,000.
    • Navigational limits for coastal and inland waters of the United States

  • Coverages:

    • Agreed value on hull and machinery
      • Commercial towing & assistance
      • Personal property coverage
    • Protection & indemnity (liability) coverage
      • Medical coverage
      • Uninsured/underinsured and unidentified watercraft coverage

  • Enhance Coverages:

    • Navigational Electronics
    • Precautionary Haul Out
      • Charter Reimbursement
      • Loss Dockage Expense
      • Fishing Gear
      • Tournament Entry Fee Reimbursement
      • Loss of Charter Hire
      • Excess Catch
      • Captain & Crew Coverage
      • Passport & Essential Documents
    • Insured Property on Shore
      • Marine Environment Damage
      • Bottom Inspection
      • Trailers
Application

Marinas

products-marina

Marinas have varied physical shapes and sizes, offer a diverse range of services and lend themselves to different ownership arrangements.  Full-service marinas have become lifestyle destinations with high level facilities catering to the hospitality and entertainment of their customers.

  • Target Market:

    Marinas, piers & docks, boat dealers, yacht clubs and boat builders, boat yards, marine artisans and ancillary non-marine exposures.

  • Coverages:

    • Property
      • Building & contents
      • Owned watercraft
      • Boat dealer inventory
      • Machinery & equipment
      • Boat dealers physical damage
    • Liability
    • General liability
      • Protection & indemnity
      • Marina operators legal liability
      • Yacht brokers legal liability
      • Regatta liability
      • Sudden & accidental pollution
    • Piers & docks
    • Non-owned auto
    • Workers compensation

  • Enhance Coverages:

    • Abuse & Molestation for yacht clubs
    • Crime
    • Fine Arts
    • Flood
    • Liquor Liability
    • Data Breach & Cyber Liability
    • Directors & Officers Liability
    • Equipment
    • EPLI
Application

Ocean Cargo

products-cargo

Coming Soon

Application
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